Grants & Tax Credits for Home Accessibility
Homeowners in Maryland, Virginia, Florida, and beyond can recover thousands of dollars on accessibility renovations — through programs most people have never heard of.
Making your home accessible — ramps, grab bars, wider doorways, roll-in showers — is an investment in your independence. But it doesn't have to come entirely out of pocket.
The programs below cover homeowners across the DMV area and Florida, and they can often be stacked together for dramatic savings. Here's what's available and how to access it.
Montgomery County Design for Life Tax Credit
📍 Montgomery County, MD
A county property tax credit that can offset 100% of qualifying accessibility renovation costs. Three tiers available — the top tier (LIVEable) covers up to $10,000 for fully accessible homes. No income limit, no lottery.
- ✓No income requirement
- ✓No-step entrances, grab bars, widened doorways
- ✓Credits roll over at $2,000/year
Maryland Independent Living Tax Credit
📍 All of Maryland
A Maryland state income tax credit equal to 50% of qualified home modification expenses, up to $5,000 per year. Applies to your own home, a family member's home, or even a rental property — as long as modifications are for a person with a disability.
- ✓50% of modification costs
- ✓Covers rentals and family members' homes
- ✓Stackable with county programs
VA HISA Grant
📍 Maryland & Virginia
The VA's Home Improvements and Structural Alterations grant funds medically necessary accessibility modifications for veterans with service-connected disabilities. Outright grant — not a loan. Can be combined with state and county programs for up to $21,800 in total benefits.
- ✓Not a loan — a grant
- ✓Available to veterans statewide
- ✓Stackable with Maryland & county credits
Florida Aging in Place Grants
📍 Florida
Florida seniors may qualify for multiple grant programs — My Safe Florida Home, the SHIP county program, and the USDA Section 504 program. Programs can be stacked for maximum coverage, often with no repayment required.
- ✓Multiple programs available statewide
- ✓Priority access for seniors 60+
- ✓SHIP amounts vary by county (up to $100,000)
My Safe Florida Home Grant
📍 Florida
Florida's state-funded wind mitigation grant provides up to $10,000 for roof reinforcement, impact windows, and other storm-hardening upgrades. Seniors 60+ receive priority access, and low-income seniors qualify with no matching requirement.
- ✓$500M+ in available funding
- ✓No matching requirement for low-income seniors
- ✓Free home inspection to start
💡 Stack Your Benefits
These programs aren't mutually exclusive. A Maryland veteran in Montgomery County doing a full accessibility renovation could qualify for all three — potentially recovering up to $21,800 in combined grants and tax credits.
The key is working with a contractor who understands the requirements of each program. The right documentation and the right permit type make all the difference.
Find a Contractor Who Knows These Programs
Browse aging-in-place contractors in Maryland and Virginia who understand accessibility grants, tax credits, and how to document your project for maximum reimbursement.
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